How it works
No forms to labour over and no hard sell. Three steps take you from confusion to a plan you can actually act on.
Start with the free situation check. It asks a few plain questions about your credit, income, deposit and the property. It takes about a minute, and you do not need to give any contact details to see your result.
We translate your answers into plain English. Instead of a flat no, you get a sense of what lenders tend to make of your circumstances, and which part is the real sticking point, whether that is a default, variable income, or a short lease.
From there you can read the guides that fit you and see the kinds of specialist routes that exist. When you are ready to act, the right next step is usually a specialist, FCA-authorised broker who can look at your exact case. We can help you get to that point.
A fair question
Good information should not sit behind a paywall, especially when you are already worried about money. The guides, the glossary and the situation check are free to read and use.
Where it helps, we may earn a referral fee if you go on to use a broker or service we link to. That never changes what you pay or the guidance you read. We explain this openly on our affiliate disclosure page.
Free situation check
Answer a few plain questions about your credit, income or property. In about a minute you will see what the market usually looks like for people in your situation, and the routes worth exploring next.
No cold calls. No data selling. No contact details until you ask us to help.